It’s the dreaded "B" word—budgeting. Unfortunately, the word budget has gotten a bad rap. When it all boils down, a budget is basically just a plan for your money. Budgeting means you’re spending with purpose before the month begins. But many people view a budget as a straitjacket that will keep them from doing what they want.
But that couldn’t be further from the truth! A budget doesn’t limit your freedom, it gives you freedom! It’s really all about being intentional with where your money goes.